$20,500/yr FEDERAL CAP
Graduate Student Limit · $100K AggregateA DPT Costs $120K. Your Cap Is $20,500/yr.
Do the Math.
DPT — Doctor of Physical Therapy
DPT programs cost $70K–$120K total over three years. But because Physical Therapy isn't classified as "Professional" — despite being a clinical doctorate requiring licensure — you're capped at $20,500 a year. That's a $15K–$40K annual gap every year of your program.
3-Yr Total: $120KGap: $59K
Representative range — your gap depends on your specific program and school
Gap Calculator — Launching July 2026
Your school. Your program. Your exact gap.
Tuition data verified across 260+ CAPTE-accredited DPT programsBased on Public Law 119-21 (OBBBA), signed July 4, 2025
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